Does Medicare Cover That? — 2026 Coverage Checker
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Medicare Advantage (Part C) Note
Understanding Medicare Coverage
Original Medicare has two parts: Part A (hospital/inpatient care) and Part B (doctor visits, outpatient care, preventive services). Part D covers prescription drugs through private plans. Medicare Advantage (Part C) bundles A, B, and often D through a private insurer — and may add extras like dental and vision.
What does “80/20” mean?
After you meet your Part B deductible ($257/year in 2026), Medicare typically pays 80% and you pay the remaining 20%. A Medigap (supplement) plan can cover that 20%.
When does Part A have a cost?
Part A has a $1,676 deductible per benefit period in 2026. After that, days 1–60 are fully covered. Days 61–90 have a $419/day copay. Beyond 90 days, lifetime reserve days cost $838/day.
Disclaimer: This tool provides general coverage information based on Original Medicare (2026). Your actual coverage may vary based on your specific plan, Medicare Advantage benefits, Medigap policy, and medical circumstances. Always verify coverage with Medicare (1-800-MEDICARE) or your plan before receiving services. This is not medical or insurance advice.